How EBO MD Works

How direct primary care works at EBO MD is simple: you join as a member, you get real access to your care team, and your primary care becomes straightforward again. Instead of surprise bills and rushed visits, you get transparent expectations, responsive communication, and a clinic designed around the patient experience.

If you’re new here, start with membership or view our services. If you already know you want in, go straight to sign up.

HEALTHCARE SIMPLIFIED

What membership-based primary care means

EBO MD is built on a membership model so you can plan your healthcare costs and get access to care without the usual friction. You’ll still keep insurance for big-ticket items like hospital care and specialists, but day-to-day primary care becomes more direct, more personal, and easier to use.

Direct access

Reach your care team for questions, follow-ups, and guidance so you’re not stuck waiting and guessing.

Clear expectations

Membership clarifies what’s included and what’s not, so you understand the plan before you commit.

Care that fits real life

From preventive visits to chronic condition support, you’re working with a team that can actually track progress.

STEP BY STEP

How to get started with EBO MD

Here’s the practical path most patients follow. If you want to move fast, step one is simply starting enrollment.

1) Choose a clinic

Pick the location that fits your routine. See all locations.

2) Review membership

Understand what membership supports so expectations are clear.

3) Enroll

Complete signup online using the secure enrollment flow.

4) Start care

Schedule your first visit and begin building a long-term care relationship.

Start Enrollment Ask a Question

WHAT MEMBERS USE MOST

Common reasons patients choose this model

Preventive care and wellness planning that doesn’t feel rushed
Chronic condition support with continuity over time
Clear next steps when symptoms pop up unexpectedly
Guidance on whether you need a test, a referral, or a simple plan
Practical coordination when care happens outside the clinic

Explore the full range of options on our services, including telehealth and diagnostic testing.

Where insurance still matters

Membership-based primary care is designed to simplify everyday care. Insurance is typically still used for emergencies, hospitalization, specialist care, and many services outside the clinic.

For a plain-language overview of direct primary care, see the AAFP model explanation.

AAFP: Direct Primary Care Overview

FAQ NAVIGATION

Answers to the questions people ask before joining

The FAQs below are organized by topic so you can find what matters most. If you want help choosing the right next step, contact the team and we’ll route you correctly.

Membership questions

What’s included, what isn’t, and how the membership structure works.

General questions

Care scope, after-hours access, travel, records, and hospitalization scenarios.

Medicare & insurance

How membership and insurance can work together without confusion.

Contact EBO MD Membership Details

NEXT STEP

Ready to join?

If this model fits what you want, the fastest next step is to start enrollment. If you’re still deciding, contact us and we’ll answer questions based on your situation.

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Membership Questions

What does the membership cover?

The fee covers excellent primary care through unlimited office visits, annual wellness exams, wellness child exams, sports physicals, school physicals, basic office procedures, in-office testing and procedures, acute illness or minor injuries, 24/7/365 access to your doctor, little or no wait times in the office for your appointment, and much more. It basically covers everything that we would do in the office. Nursing home visits are also available.

Why do you charge a monthly membership fee?

There are several reasons why charging a monthly membership fee is a better model for primary care. Firstly, the membership fee allows us to provide the vast majority of a member’s primary care needs for a simple, fixed price so that members can better budget their healthcare finances without worry about co-pays and deductibles for routine care.

Additionally, the trend to over-utilize in-house lab tests or procedures is removed from all decision-making when there is no profit associated with these services. Your doctor is free to focus on value, satisfaction, and the medical problem at hand. So there’s value for both the patient and the doctor in this type of practice model.

Finally, it allows EBO MD to limit the number of patients in the practice. This gives you unlimited access to your doctor in a relaxed and friendly environment. This also ensures same day or, at worst, next day appointments.

What is not covered by the membership fee?

Labs that we must send out are not covered by the monthly fee but we have negotiated wholesale prices for these. We pass that cost to you at no profit to us. We do dispense some generic medications in our office, and you’ll pay wholesale prices for this convenience. Again, your charge for this service is enough just to cover our costs and no more. If your prescription is for a medicine that we don’t dispense, you will pay the pharmacy just like you normally would. Your charge for these services will be dramatically reduced compared with any other lab or pharmacy.

Is there a sign-up fee or a contract involved to join EBO MD?

What if my membership lapses, may I rejoin?

Can children become members of EBO MD?

General Questions

Do you see nursing home patients?

What medical conditions do you care for?

What if I’m hospitalized?

Are my medical records ever shared with insurance carriers or government agencies?

What if I need medical attention while I’m away from home?

May I contact a physician after hours? And how?

When do I pay my fees for prescriptions and out-of-office labs?

Medicare & Insurance Questions

Do I still need insurance?

Yes. Although health insurance is NOT necessary for membership, we recommend that you do have insurance to comply with Federal Law. We do encourage patients to maintain some level of health insurance to help cover the costs of medical care that you receive from medical providers/facilities outside of our practice.

Insurance will help cover costs associated with, but not limited to, prescription medications, labs, imaging studies (X-rays, CT scans, MRI’s, etc.), specialist consultations, hospitalizations, and surgeries.

EBO MD does not replace insurance, and ideally we encourage our patients to carry a high deductible, a major medical plan or a plan with a health savings account, thereby ensuring financial help should hospitalization or referral to a specialist be necessary. You should consult with your insurance provider to help you find a plan that works best with our medical model and that will meet your specific needs.

If I have Medicare, can I join EBO MD?

Yes. However, your monthly membership fee cannot be submitted to Medicare for reimbursement. You must sign a waiver every two years that declares that neither you nor your doctor will directly bill Medicare for your membership fee. Medicare and medicare supplemental insurance will still cover medical costs that you incur outside of EBO MD.

For example, prescriptions that you fill at an outside pharmacy, or labs run at an outside lab, or hospital charges, physical therapy and imaging are covered, just to name a few. You do not lose your Medicare coverage for other medical needs just because you are a member of EBO MD.